The Account Model

The Accounts Resource allows you to create and manage the accounts under your business account.

Sample Account Object

{
  "data":{
    "account_id":"f05b98b0f834408f8a01bcc62cf74f2a",
    "account_number":1463022104,
    "first_name":"Uchechukwu",
    "last_name":"Emmanuel",
    "email":"darlington@cowrywise.com",
    "risk_appetite":0,
    "is_proprietary":false,
    "account_status":"ACTIVE",
    "verification_status":"PENDING",
    "is_verified":false,
    "account_type":"Individual",
    "phone_number":"+2349068514310",
    "date_of_birth":"1996-12-03",
    "gender":"M",
    "identifications":[
      {
        "id":"26d05944-b982-4e06-8fb8-ba23ff432816",
        "type":"BVN",
        "value":"22146433184",
        "verification_status":"PENDING"
      }
    ],
    "banks":[
      
    ],
    "address":{
      "address_id":"352337b99c264bb5b57aea10783b6c2b",
      "street":"10, Edidi Lane",
      "lga":"Idumota",
      "area_code":"100034",
      "city":"Lagos",
      "state":"Lagos",
      "country":"NG"
    },
    "next_of_kin":{
      "first_name":"",
      "last_name":"",
      "email":"",
      "phone_number":"",
      "relationship":"",
      "gender":null
    },
    "date_joined":"2021-07-16T12:45:23.275155+00:00"
  }
}
Sample Account Object

Attributes

account_id
string
 Account Unique Identifier
account_number
string
 Generated Account Number.
first_name
string
 First Name of Account
last_name
string
 Last Name of Account
email
string
 Account Email
risk_appetite
string
 Risk Appetite associated with Account
is_proprietary
string
 True or False Value to check if an account is proprietary
account_status
string
 Displays if an account is Active or Not
verification_status
string
 Displays the current Verification Status of Account
is_verified
string
 True or False value for Account Verification
account_type
string
 Displays the account type associated with the account
phone_number
string
 Phone number of Account
date_of_birth
string
 Date of Birth associated with Account
gender
string
 Gender associated with an account
identifications
string
 KYC information of the Account
address
string
 Address information of the Account
next_of_kin
string
 Next of Kin Data of the Account
date_joined
string
 Account Creation Date