The Account Model

The Accounts Resource allows you to create and manage the accounts under your business account.

Sample Account Object

{
  "data": {
    "identifications": [],
    "address": {
      "street": "",
      "lga": "",
      "area_code": "",
      "city": "",
      "state": ""
    },
    "email": "test@cowrywise.com",
    "first_name": "TEST",
    "account_type": "business",
    "phone_number": null,
    "account_id": "28943ca3c0f7aeb0763c465caaedc7f1",
    "banks": [],
    "name": "Test Account",
    "account_status": "ACTIVE",
    "is_verified": false,
    "risk_appetite": 0,
    "terms_of_use_accepted": true,
    "account_number": 273961452,
    "next_of_kin": {
      "first_name": "",
      "last_name": "",
      "email": "",
      "phone_number": "",
      "relationship": "",
      "gender": null
    },
    "date_of_birth": null,
    "last_name": "TEST",
    "is_proprietary": false,
    "date_joined": "2023-03-06T13:31:53.673739+00:00",
    "gender": null,
    "verification_status": "UNVERIFIED"
  }
}
Sample Account Object

Attributes

account_id
string
 Account Unique Identifier
account_number
number
 Generated Account Number.
first_name
string
 First Name of Account
last_name
string
 Last Name of Account
email
string
 Account Email
risk_appetite
number
 Risk Appetite associated with Account
is_proprietary
string
 True or False Value to check if an account is proprietary
account_status
string
 Displays if an account is Active or Not
verification_status
string
 Displays the current Verification Status of Account
is_verified
string
 True or False value for Account Verification
account_type
string
 Displays the account type associated with the account
phone_number
string
 Phone number of Account
date_of_birth
string
 Date of Birth associated with Account
gender
string
 Gender associated with an account
identifications
string
 KYC information of the Account
banks
list
 List of user's banks
address
object
 Address information of the Account
next_of_kin
string
 Next of Kin Data of the Account
date_joined
string
 Account Creation Date
terms_of_use_accepted
string
 Indicates acceptance of Embed Terms and Conditions