Flexible Savings is an investment product that allows investors to earn competitive returns while also providing them with the flexibility to access their funds at any time.

Interest Rate

The interest rate for Flexible Savings is dynamic and changes daily. This means that rates shown to a user are not guaranteed forever. For instance, a user could start off with flexible savings today at the rate of 10% p.a., and by tomorrow, the rate becomes 11% p.a. or 9% p.a. While the rate changes, it is competitive and always will reflect the prevailing market conditions.

Withdrawals

With Flexible Savings, you can withdraw your funds at any time. You can initiate a withdrawal from flexible savings by making an API request to the withdrawal endpoint, and the funds will be transferred to the user’s wallet as usual. There are no penalties or fees for withdrawing from flexible savings to a wallet.

Funding

You can fund a Flexible Savings account at any time. This can be done by making a wallet transfer to the asset. Funding your account will require a processing fee.