Transfers

Transfers are records of transactions made within an investment account’s asset pool. This can be in the form of records of:

  • Fund transfer from wallet to investments
  • Investment liquidation into a user’s wallet
  • Investment dividend payouts into a user’s wallet
  • Transfers between users’ wallets (The Embed API also makes provision for P2P (peer-to-peer) transfers, that is transfers from one user’s wallet to another user's wallet within your platform.)

Heads Up
All monetary values are represented in their lowest denomination. For example, values in USD are in cents and values in NGN are in kobo. Please ensure that all requests also use these lowest denominations.

Below is a sample Transfers object.

{
   "pagination":{
      "next":null,
      "previous":null,
      "count":1
   },
   "data":[
      {
         "id":"abc46968-3982-4f83-bd54-1802c0937ce9",
         "amount":{
            "value":"5000000.0000",
            "currency_code":"NGN"
         },
         "reference":"TRFF6F823DF148B5DEF",
         "description":"",
         "source_asset":{
            "id":"c2d5ac8d-fc43-49e7-81d6-2c04983aaa13",
            "name":"NGN-Wallet",
            "account_id":"1eea9ac12da14bb9bf9ec38b963b4097",
            "account_name":"Demo User",
            "account_email":"demouser@email.com",
            "product_code":"PRCDE1849264789",
            "asset_type":"wallet"
         },
         "destination_asset":{
            "id":"760c70b8-287c-483c-b9d5-b95d32853e73",
            "name":"NGN-Wallet",
            "account_id":"48a28607f6b544c09df5d88fcf5c8bee",
            "account_name":"Chinonso Boss",
            "account_email":"chinonso@cowrywise.com",
            "product_code":"PRCDE1557528446",
            "asset_type":"wallet"
         },
         "status":"Processed",
         "fee":0.0,
         "transaction_date":"2021-07-06T16:34:04.327370+00:00"
      }
   ],
   "errors":null,
   "message":"Request successful",
   "status":"success"
}